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Is A “Chapter 20” Bankruptcy The Right Choice For You?

28 April 2021
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A so-called "Chapter 20" bankruptcy is a pair of petitions that are sometimes used to address both secured and unsecured debts. The first leg of the process is filing for a Chapter 7 discharge of your unsecured obligations. Once the court has signed off on that, the idea is to then restructure your secured debts under Chapter 13. The idea of 7 plus 13 is what gives rise to the tiny legal joke of calling it " Read More …

What To File For Bankruptcy? 5 Things To Understand Before Filing

22 April 2021
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If your financial situation is stressing you out, it may be time to consider filing for bankruptcy. Filing for bankruptcy can help stop your creditors from harassing you and give you some space to get in control of your finances again. #1: You Need Credit Counseling If you are thinking about filing for bankruptcy, you will need to go through credit counseling. There are approved credit counseling agencies that you can undergo credit counseling with. Read More …

4 Things to Know if You Want to File for Bankruptcy

9 April 2021
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When debts begin piling up and you cannot make all the payments, where can you turn for help? Some people turn to debt consolidation, while others turn to debt settlement. Some people also turn to bankruptcy. If you want to use bankruptcy to eliminate your debt, there are several essential things you should know before filing. Here are four vital things. 1. There Are Two Primary Branches First, you might not realize that there are two primary branches of bankruptcy, and you might only qualify for one. Read More …

What to Know About Filing for Bankruptcy During a Pandemic

31 March 2021
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Have you considered filing for bankruptcy but have some reservations about it due to the current pandemic? Discover some things that you should know about how the state of the world could impact a bankruptcy filing. Determine If You Have a Long-Term Financial Problem First, take a deep look at your current financial problem. Is it something that will affect you long-term? Or if it is only a short-term problem that you are dealing with due to the pandemic? Read More …

What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

27 January 2021
 Categories: , Blog

If you struggle to pay your bills each month and do not know what to do, have you considered talking to a bankruptcy attorney? Bankruptcy helps people eliminate or restructure their debts, and it can help you if you owe a lot of money. When you begin pursuing bankruptcy, you will notice that there are two main branches — Chapter 7 and Chapter 13. What is the difference between these options? Read More …
About Me
Bankruptcy Attorneys Can Help You Regain Freedom

When you have a large amount of debt and no way to pay it, you can start to feel like your freedom has been ripped away from you. With every debt collector that calls and every bill that comes in the mail, you feel more and more uneasy. Thankfully, there is a way forward. You can call a bankruptcy attorney and find out if declaring bankruptcy is an option. This will depend on your income, total debt, and what type of debt you have. Here on this website, you can learn more about the work of bankruptcy attorneys and how to proceed.

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